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Unless you're planning to pay cash for your next home, you're probably in the market for a mortgage.  If so, I have to remind you that choosing a reputable lender to work with when purchasing a new home is so important!  If you've ever worked with a fly-by-night lending company, you've probably learned this firsthand! If not, please save yourself the headache (& potential ulcer!) and work with a lender that will actually do what they say they can do for you in the way of a mortgage and the costs associated with it. 

I have no preference in who you work with to obtain a mortgage, so long as you're provided financing options that meet your needs.  I can confidently recommend a few lenders that I've worked with in the past, but I also encourage you to explore other options that might be available to you.  Different lenders may have different programs or may offer different incentives for you, so it pays to shop around.


How Much Can You Afford?


 
Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
        
Optional
Gross Debt Service Ratio (GDS): 
Total Debt Service Ratio (TDS): 
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 


 

Nicole@WhenYouSeeIt.com 

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